Part D Drug Plans

Prescription drug coverage is essential for anyone on Medicare. Part D drug plans help cover the cost of your medications, ensuring you don’t face unnecessary out-of-pocket expenses. You’re eligible for a Part D plan if you have Medicare Part A or Part B, and enrolling early prevents any late enrollment penalties. It’s important to select a plan that provides coverage for your prescriptions, especially if you take costly medications that may fall into the coverage gap, also known as the "donut hole."

Pro Tip: Choose a Part D plan that minimizes your exposure to the coverage gap, so your prescription costs remain manageable throughout the year.